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Life Cover

Life cover or life assurance as its commonly known, is a massively understated benefit. It is designed to pay out a lump sum or income in the event of a persons death.

Life cover today is immensely necessary in protecting the things that are important to you and to cover a ‘significant impact event’. A significant impact event is one where your circumstances would significantly change upon death or critical illness to you or your spouse/partner. When you look at the cost of living today how would your family manage if they were to not only lose you, but also your income.

Life assurance can be used for many different purposes, whether it’s obtained to pay off a mortgage, provide for your family or to help out a business, the objective is to get the right cover to suit your needs.

Terms, premiums and cover can vary enormously, which is why getting the right insurance advice will help you obtain what you need and require within a budget you can afford.