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Mortgages

Mortgages

Shopping around and the time this takes, understanding which lender to use, what product to have and getting the right repayment route are all reasons why people employ the services of a mortgage adviser. With thousands of different mortgage products available the benefits of using a mortgage adviser are immeasurable and we provide an invaluable source of help and guidance over time. We have access to lenders who only use a panel of mortgage advisers like HSBC.

Typical lender costs are the valuation (survey) fee and arrangement or booking fees for the particular product. Although valuation fees are comparable from lender to lender arrangement or booking fees can be substantially different.

Understanding what you prefer and what you would like to be able to do with your mortgage is paramount for an adviser being able to find a mortgage product that suits your circumstances and requirements.

Later life lending is a growing market and releasing equity from your property or even switching to an interest only mortgage is an important decision. As an authorised and qualified adviser in Equity Release Andrew is able to help you achieve your retirement goals.

Loans are subject to age, status and valuation, ask for a personalised illustration.

“THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE”